2026 Digital Banking and NEOBANK Conference

The Digital Transformation Level-up and Prepare for the Disruptions Ahead

Do you feel consumed and confused with the digital transformation in banking? Are you concerned that credit unions, online only banks, large financial institutions, and stablecoin registered banks will continue to eat your market share?

Digital Banking (Neobanking) is a verb every American bank and banker must master to navigate the converging supersonic tsunamis of Fintech, AI, quantum, cyber, stablecoin and tokenization. These technologies alone will impact every department in your bank, every customer you support, and the very business model of how you make money. The good news is that your full-service charter is your strongest vessel, and no special digital banking or neobanking charter is required—just a digital banking strategy and successful deployments to compete in this technology disruptive neobanking landscape.

Join us 100% virtually the mornings of May 5-7 to learn from the leading change agents and digital transformation experts to dissect transformation successes and failures, future-proofing your institution and reclaiming financial sovereignty through digital transformation. Be a victor, not a victim, in this year of unprecedented business model upheaval. Commit to learning about digital transformation once and for all – the future of your bank depends upon your knowledge and leadership.

Great news! Early bird registration secures a signed copy of Ingram’s book, NEOBANK: Navigating the Future of Banking, a futurist bank owner’s compass for these turbulent waters.

9:00 am - 9:10 am

Conference Welcome and Overview

Ronald Ingram

9:15 am - 9:45 am

Q&A

Hear from Senator Tim Scott’s office as he Chairs the Senate Committee on Banking. This session will address technology modernization in the United States Banking System, including how technology will disrupt prudential bank regulation, consumer finance, fintech, monetary policy, and payments.

Colin Carr

9:50 am - 10:20 am

Digital Banking Technology Disruptions (Past, Present and Future)

Technology has disrupted banking systems for years, but never has our industry faced more disruptive and confusing technologies converging at once. This session provides an overview of where we have been with technology, and where banks need to go to stay relevant moving forward, including AI and Stablecoin. Cyber implications are discussed to help leaders understand and plan for technology innovations across all departments of your bank.

Dr. Kevin Streff

10:20 am - 11:00 am

Neobank: Navigating the Future of Banking. The Book, What is a Neobank?

Ronald Ingram, author of the acclaimed book NEOBANK: Navigating the Future of Banking and a leading futurist in digital banking and embedded finance, defines exactly what a neobank is and why these digital-first models are reshaping customer expectations and industry competition. Drawing directly from his book, proprietary frameworks such as the Ingram Evaluation Matrix, and two decades of hands-on experience scaling digital platforms, Ingram delivers a practical roadmap for traditional banks to harness their full-service charters and thrive amid converging disruptions from fintech, AI, stablecoins, and tokenization.

Ronald Ingram

11:05 am - 12:00 pm

The Global State of Neobanks

Christoph Stegmeier, Senior Partner at Simon Kucher with over 25 years of global retail and digital banking strategy experience, presents the latest worldwide data on neobank performance, adoption rates, regulatory hurdles, and regional success stories. Attendees will gain clear benchmarks and strategic insights to help traditional institutions evaluate competitive threats, identify partnership opportunities, and adapt proven neobanking tactics to protect and grow their market share.

Christoph Stegmeier

12:05 pm - 1:00 pm

Digital Transformation and Neobank Strategy Panel

Dr. Kevin Streff

Christoph Stegmeier

Ronald Ingram

9:00 am - 9:50 am

Digital Banking Use Cases & Real-World Lessons

Dean Nicolacakis shares battle-tested digital banking use cases and real-world implementation lessons drawn from deployments across North America and emerging markets. Participants will leave with actionable strategies for integrating emerging technologies, avoiding common transformation pitfalls, and delivering measurable improvements in customer experience and operational efficiency.

Dean Nicolacakis

10:00 am - 10:50 am

Success Stories: Banks & Neobanks That Scaled Profitably

Sarah Fankhauser, President & CEO of DCI, spotlights compelling case studies of banks and neobanks that have achieved sustainable, profitable scaling in today’s digital-first environment. Through practical examples, she reveals the leadership mindsets, technology choices, and operational frameworks that turned innovation into consistent revenue growth and long-term competitive advantage.

Sarah Fankhauser

11:00 am - 11:50 am

Unlocking your Inner Unicorn: Growth Hacking for Traditional Banking Environments

Christoph Stegmeier, “Banking success is increasingly defined by the ability to scale and innovate with urgency. In this session we learn how to operate like hyper-scaling neobanks to win customers, drive deeper engagement, and accelerate innovation. We adopt a growth‑hacking mindset, using continuous test‑and‑learn cycles to refine products and customer experiences. We examine how gamification can transform everyday banking behaviors into habit‑forming, engaging interactions, and how to break past legacy product constraints to design with speed, relevance, and impact. From smart fencing mechanisms to emerging digital revenue streams, we present a proven monetization framework to help banks deliver high-impact growth and activate the mindset of a unicorn-level organization.”

Christoph Stegmeier

12:00 pm - 12:50 pm

Digital Transformation and Neobank Use Case and Success Stories Panel

Dr. Kevin Streff

Dean Nicolacakis

Sarah Fankhauser

Christoph Stegmeier

Ronald Ingram

9:00 am - 9:50 am

Digital Banking and Information Security Programs

Artificial Intelligence is the number one technology concern of bankers heading into 2026, but what does it really mean for information security, risk management and compliance programs? Various departments and business partners are or will begin using AI products and tools. What are the common artificial intelligence cyber threats and mitigating controls that should be included in the IT risk assessment process? What are the audit and compliance implications of AI systems? Attend this session to understand how digital banking intersects with the evolving technology landscape.

Dr. Kevin Streff

10:00 am - 10:50 am

Executing the Digital Agenda: How Financial Institutions Turn Strategy Into Results

Presents on financial institutions level-up “they don't stall on digital transformation because they lack vision — they stall because execution breaks down under competing priorities.” This session gives banking leaders a practical framework for turning their digital agenda into structured, accountable delivery. With proven, practical guidance presented in this session, attendees have a roadmap to digital transformation and competing in the 21st century.

Natasha Kasimtseva

11:00 am - 11:50 am

Bank/Neobank Post Quantum Computing Defence

Matthew Bowen, Founder and CEO of Quantum Field Inc. and an expert in institution-ready stablecoin and tokenized infrastructure, explains the looming quantum computing threats to current cryptographic systems and the urgent defensive measures banks and neobanks must take. Attendees will receive practical, actionable strategies for transitioning to post-quantum cryptography, strengthening resilience, and maintaining regulatory compliance in a quantum-ready future.