Keynote: How Banks Can “Press the Easy Button” for Tokenized Deposits and Stablecoins

This session explains why community banks might get the last laugh in the tokenized deposits and stablecoins arena, as the two parties behind the first issuance of tokenized deposits by a U.S. bank explain how banks can offer this technology to their customers in a manner that is likely accretive in year 1, is turnkey and requires very low technology integration lift, and solves real-world customer problems.

Caitlin Long

Shawn Main

Stablecoin Use Cases in Lending: Liquidity, Controls, and Risk Considerations

As banks evaluate stablecoins beyond payments, bitcoin-collateralized lending has emerged as a use case with direct balance-sheet and risk implications. This session examines how different stablecoin structures impact liquidity, settlement, and collateral management within lending arrangements. The discussion focuses on operational and risk frameworks banks must consider, including collateral control, valuation, margin processes, and liquidation mechanics. Attendees will gain insight into how liquidity fragmentation across stablecoin types affects lending design, why underlying market depth matters, and what considerations institutions should evaluate as they move from concept to implementation.

Rosa Shores

Due Diligence on Stablecoin Partners

With the GENIUS Act now law and payment stablecoins entering banking operations, regulators expect institutions to apply the same vendor oversight rigor to stablecoin partners that they apply to any critical third party. This 60-minute session provides a practical, regulator-aligned framework for conducting due diligence on stablecoin service providers — from issuers and custodians to blockchain infrastructure providers and on-chain analytics firms. Built around the five-stage Interagency TPRM lifecycle, the presentation walks attendees through planning, due diligence, contract negotiation, ongoing monitoring, and termination with stablecoin-specific overlays at every stage. No prior blockchain expertise is required. The core thesis is straightforward: stablecoin risk is familiar risk in a new wrapper, and the framework your institution already uses is the right starting point. Every attendee will receive a companion due diligence toolkit containing five standalone documents available for download and ready for immediate institutional use. - Due Diligence Checklist - provides over 145 items across 26 risk categories, organized by lifecycle stage and partner type, with acceptance criteria and regulatory rationale for each. - Risk Quantification Scorecard - is an interactive worksheet for scoring inherent risk, control effectiveness, and residual risk with auto-generated board reporting narratives. - Examiner Narrative Templates - offer five fill-in-the-blank documents covering risk appetite statements, lifecycle compliance memos, stablecoin-specific risk evaluations, GENIUS Act alignment, and ongoing monitoring summaries. - Board Reporting Template - provides a quarterly dashboard format with risk indicators, monitoring checklists, remediation tracking, and attestation sign-off. - Executive Summary Handout - distills the entire framework into a two-page reference for senior leadership, covering what banks must do, what examiners will expect, and what differentiates stablecoin due diligence from traditional vendor oversight.

Scott Grow

Integrating DAOs and DUNAs with Stablecoin Ecosystems

This presentation examines how decentralized organizations interact with stablecoin ecosystems and the synergies between organizational and payment infrastructure innovation. The connection is natural: DAOs need stable value to operate effectively, while stablecoin protocols need governance structures to manage their evolution. Stablecoins have become the bedrock of DAO treasury management. The increasing use of the internet http protocol x402 for payment rails bolsters such networks. We will review the technical operation of x402 and analyze its interaction with money transmission, consumer protection, sanctions compliance, and tax regulations. The combination of DAO and DUNA organizational structures, x402 payment rails, and regulated stablecoins creates potential for community-governed payment networks.

James Holbein

Blockchain Infrastructure for Real-World Asset Tokenization

This session examines operational blockchain infrastructure enabling compliant issuance and secondary trading of real-world assets (RWAs). We will cover architectures that bind identity, compliance, and settlement into a single transaction workflow using biometrics, AI-driven fraud mitigation, and regulated trading venues. The discussion focuses on practical deployment inside financial institutions — including how tokenization improves liquidity, reduces reconciliation overhead, and automates lifecycle events — while remaining compatible with existing regulatory and banking frameworks.

Eric Choi

Keynote: Stablecoins in 2026: How Today’s Building Blocks Create Tomorrow’s Systemic Risk (And What To Do About It)

Two corporate issuers control roughly 85% of the total $300+ billion stablecoin supply today. The largest banks are building proprietary settlement networks closed to smaller institutions. Big Tech platforms are systematically capturing the customer relationship layer that banks once owned. The GENIUS Act may have opened the door for community bank participation, but the stablecoin landscape is consolidating at scale faster than participants recognize. This keynote examines how the latest monetary tectonic shift is shaping capital flows and control, applying the context of financial crisis history to diagnose systemic risks emerging from the current trajectory. It also explores the solution at hand: stablecoin infrastructure that is decentrally governed at every level.

Arthur Breitman

Digital Assets in Banking: Understanding the Key Technology Required

Bringing digital assets into banking requires confronting new technologies and processes that many banks are unfamiliar with. In this session, we will dive into the foundational technologies involved with digital assets and walk through how to integrate these into existing banking platforms, including banking cores, digital banking and compliance tooling. You will walk away from this session with a clear understanding of the important technology pieces in a digital asset offering and how they fit together.

Alex Treece

Risk Management in Emerging Technology

Explore stablecoins and digital assets through a bank risk and regulatory lens. This session examines the evolving U.S. framework, including the GENIUS Act, CLARITY Act (proposed), and recent supervisory guidance, and translates regulatory expectations into actionable risk management practices. Attendees will explore governance models, control design, third-party oversight, liquidity and reserve considerations, operational resilience, and compliance integration. The focus is on building defensible, exam-ready programs that enable disciplined innovation while protecting balance sheets, customers, and institutional reputation.

Dana Lawrence, CIA, CRMA, CFSA, CAMS, CRVPM, CCA

Financial Legos for Banks — The Institutional DeFi Stack

Stablecoins have crossed the $280 billion threshold, yet institutional adoption remains in its earliest innings. This session cuts through the noise — separating real-economy payment volumes from inflated headline figures — and maps the strategic roles banks can claim in the emerging on-chain money ecosystem. From deposit tokens and reserve management to programmable treasury operations and institutional DeFi, attendees will leave with a clear-eyed view of the opportunity landscape, the global regulatory mosaic taking shape under the GENIUS Act and CLARITY Act, and a practical framework for moving from board-level conversation to execution.

Matthew Bowen

Panel: To Stablecoin or Not to Stablecoin: Use Cases and Concerns

Klaros Group Participants: Roman Goldstein, Senior Director, Doug Landy, Partner, Seth Ross, Partner, Sepideh Rowland, Partner, Valerie Song, Senior Director (moderator) After years as a theoretical possibility, stablecoins are looking very real. But the fact that banks are likely to be able to implement them doesn’t mean they should. In this session, leaders from Klaros Group - widely recognized as the premier advisory team for financial innovators and recently featured in Bloomberg as THE team to call about a bank charter - will take you through the why and how of developing a stablecoin program, including how to build a business use case for it and risk management concerns to consider.

Roman Goldstein

Douglas Landy

Sepideh Rowland

Seth Ross

Closing and Next Steps