Elizabeth Holtrop CCBCO, CBAP, FLE
Assistant Vice President and Compliance Advisor,, Compliance Alliance
Elizabeth, CCBCO, CBAP, FLE is an Assistant Vice President and Compliance Advisor team and leads C/A's Compliance Minutes. Her banking background includes trust ops, mortgage lending, and community bank compliance. She previously supported compliance for a bank holding company, focusing on lending regulations and serving as alternate BSA/AML/OFAC officer. Elizabeth holds a BA from Huntington University (summa cum laude) and CBAP and CCBCO certifications. She’s also a featured author for Compliance Alliance.
All Sessions by Elizabeth Holtrop CCBCO, CBAP, FLE
Executive Orders, Fair Lending, and Credit Risk: Federal Policy in Focus
The session will focus on an examination of current fair lending requirements in the lens of credit risk and the impact of recent proposed and implanted changes, including shifts in regulation and rules surrounding disparate impact, discouragement, Special Purpose Credit Programs, and fair banking or debanking. Executive orders, changes to Regulation B, and the remaining bedrock of fair lending law will be examined to allow bankers to consider credit risk while grappling with changes to Federal rules that impact a bank’s fair lending efforts.
